You probably see signs about safe boating every time you visit the marina. Staying safe while on the water is vital for the well-being of you, your friends and your family. But did you know that it could also lead to reduced boat insurance premiums? Here are two ways that safety can help you save.
- Safety: Being a safe boater means you understand safety and you follow the rules. Being a safe boater also means you are a safe driver. So, if you have a good driving and boating record, you can often save money on your boat insurance premiums. Insurance companies are basically gambling that you won't get into an accident and need money for repairs. So, when you are a safe driver and boater, you present less of a risk to insurers. Be that safe boater, save lives and save money.
- Education: Being a safe boater means that you and at least one other person in your boat knows how to safely operate the boat. You might be the primary driver, but what if there is an emergency? Can others safely drive the boat? Most insurance providers reward those who take the precaution of educating themselves on boating safety. Enroll in a state-certified boating class. This tells your insurer that you are less of a risk and your insurance premiums may even be reduced. Insurance agencies reward those who are proactive and are educated on the safety of boating.
So, next time you put your boat in the water and see those safe boating signs at the marina, remember they are there to serve as reminded that safety can save your life and the lives of others. And now you also know that less of a risk often means lower premiums as well.
Get the savings you deserve. Call Rosier Insurance at (239) 444-1414 for more information on Naples boat insurance.